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Banking experience

The Discover online savings account’s annual percentage yield compares favorably with the national average of 0.24%, and you won’t have to pay maintenance fees for this account. There are also no minimum balance requirements to earn interest.

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Banking experience

Discover offers a high-quality web experience and its mobile banking apps receive high ratings from customers, and representatives are available by phone all day, every day. You also can reach the bank through mail and social media.

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Overdraft fees

Banking experience

Overdraft fees

Discover Bank doesn’t charge a fee for overdrafts. If you don’t have enough money in your account to cover a purchase, and you’ve enabled overdraft protection, Discover will pull the money from your designated funding account. If you don’t have enough in your funding account or you haven’t enabled overdraft protection, the transaction will be declined, and you won’t be charged a fee.